Benjamin J Ginter Attorney At Law of Cranford, NJ specializes in Chapter 7 and Chapter 13 bankruptcy issues. Dealing with bankruptcy and debt can be very stressful, but it doesn't have to be. Benjamin Ginter is here to relieve you of your worrying by guiding you through it every step of the way. Together we can get you back on track with your finances with a fresh start.
Our Bankruptcy Law Services Include:
- Chapter 7 and Chapter 13
- Free initial consultation
- Gather financial information
- Prepare and file bankruptcy petition
- Automatic stay
- 341 creditors meeting
- Debt discharge
- Life gets better after bankruptcy, no more fear of creditors calling
More About Bankruptcy:
The Bankruptcy Process
There are two primary kinds of personal bankruptcy: Chapter 7 and Chapter 13. Both types of bankruptcy can help you get a fresh financial start. If your debts have become overwhelming, I will guide you through every step of the bankruptcy process, including:
Free Initial Consultation — I do not charge clients for their first consultation with me. During this meeting, we will talk through your specific situation. I will answer all of your questions and help you understand whether filing for bankruptcy is the right choice for you.
Gather Financial Information — I will help you complete the forms and questionnaire needed for filing. I know that gathering this information can be time-consuming and I will help you understand how each piece of data helps your personal bankruptcy case.
Prepare and file bankruptcy petition — Once we have all of the necessary information, we will take care of the legal documents and file them with the bankruptcy court.
Automatic stay — After we file for bankruptcy, the "automatic stay" goes into effect. This stops creditor harassment and all collection actions.
341 creditors meeting — During this step of the process, we will attend a meeting with the bankruptcy trustee and any creditors. You will have to answer specific questions from the trustee about your bankruptcy. As your lawyer, I will thoroughly prepare you for the questions you will be asked, and I will be by your side at the meeting.
Debt discharge — After completion of the bankruptcy process, most, if not all, of your remaining unsecured debts (such as credit cards and medical bills) will be discharged.
Life gets better — You can live without fear of creditor harassment. You can start saving money and rebuilding your credit score.
Contact Benjamin J Ginter Attorney At Law today at 908-272-6565 for a free consultation, or browse our website for more information regarding Real Estate Law or Other Law.
